info@afg.africa
012 004 3026
info@afg.africa
012 004 3026

Asset Backed Financing

Online Application
First name and surname
Valid email address
Primary contact number
Registered business name
Primary industry and activities
Loan amount needed
Select R10m if >R10m
100000
10000000
Intended use of funds
Type of security
Repayment period
Select 12 if >12 months
1
12
Step: 
Jump To
Explained | Requirements | Ideal For | Costs | Process Overview
Jump To
Explained | Requirements | Ideal For | Costs | Process Overview

Unlock capital from your assets - without selling them.

Explained
  • Asset-backed financing unlocks capital by using your paid-up fixed assets (property, equipment, inventory) as collateral. Unlike traditional loans, this solution:
  • Provides liquidity without selling assets
  • Offers faster approvals than banks (days vs. months)
  • Is ideal for businesses needing short-term growth capital (2–12 months)
Explained
Asset-backed financing unlocks capital by using your paid-up fixed assets (property, equipment, inventory) as collateral. Unlike traditional loans, this solution:
  • Provides liquidity without selling assets
  • Offers faster approvals than banks (days vs. months)
  • Is ideal for businesses needing short-term growth capital (2–12 months)
Requirements
  • Please ensure that you or your business meets the following criteria:
  • Business Status: Registered legal entity (Pty Ltd, CC, or trust)
  • Financials: R1m+ annual turnover or net asset value
  • Collateral: Unencumbered assets with ≥50% equity (property/machinery preferred)
  • Cash Flow: Proven ability to service monthly interest
  • Exit Plan: Clear capital repayment strategy

  • Note: Our credit committee evaluates each deal individually
Requirements
Please ensure that you or your business meets the following criteria:
  • Business Status: Registered legal entity (Pty Ltd, CC, or trust)
  • Financials: R1m+ annual turnover or net asset value
  • Collateral: Unencumbered assets with ≥50% equity (property/machinery preferred)
  • Cash Flow: Proven ability to service monthly interest
  • Exit Plan: Clear capital repayment strategy
  • Note: Our credit committee evaluates each deal individually
Ideal For
  • Property Developers
  • Manufacturers & Distributors
  • Seasonal Businesses (Agriculture, Retail)
  • Debt Restructuring
Ideal For
  • Property Developers
  • Manufacturers & Distributors
  • Seasonal Businesses (Agriculture, Retail)
  • Debt Restructuring
Costs
  • Interest Rates: Competitive, risk-adjusted (monthly payments)
  • Fees: Disclosed beforehand; no hidden charges (legal/registration/raising fees may apply)
  • LTV Ratio: Up to 50% of asset value
  • Early Settlement: Flexible terms with no penalties
Costs
  • Interest Rates: Competitive, risk-adjusted (monthly payments)
  • Fees: Disclosed beforehand; no hidden charges (legal/registration/raising fees may apply)
  • LTV Ratio: Up to 50% of asset value
  • Early Settlement: Flexible terms with no penalties
Process Overview
  • Pre-Qualification → Submit basic details online
  • Documentation → Provide financials/asset proof
  • Term Sheet → Receive commercial terms within 48hrs
  • Due Diligence → AFG’s legal team verifies collateral
  • Payout → Funds disbursed upon security registration
Process Overview
  • Pre-Qualification → Submit basic details online
  • Documentation → Provide financials/asset proof
  • Term Sheet → Receive commercial terms within 48hrs
  • Due Diligence → AFG’s legal team verifies collateral
  • Payout → Funds disbursed upon security registration
Start Your Application
Start Your Application